We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, whether in writing, in person, by telephone, electronically, or by other means.
- Information about your transactions with us, our affiliates, or others. This information may include your account balances, payment history, or account usage.
- Information we receive from a consumer reporting agency, including your credit-worthiness and account information.
We DO NOT disclose any nonpublic personal information about you to anyone, except as permitted by law under the following circumstances:
- To regulatory authorities and law enforcement officials.
- To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability.
- To our service providers to help us process your loan application or transaction. Our service providers include lenders, investors, appraisers, title and escrow companies, etc.
We protect your confidentiality:
We take our responsibility to protect the privacy and confidentiality of client information very seriously. We restrict access to your personal nonpublic information to those individuals within our company who need to know that information to provide services to you associated with your loan transaction. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We DO NOT provide any information about you to other companies for marketing purposes and our company does NOT maintain joint marketing agreements with non-affiliated third parties.
We MAY contact you by mail, electronically, or by phone, after your transaction with us:
- To provide you with opportunities we feel would benefit your financial situation, for example a refinance of your current loan.
- To determine your level of satisfaction with the service we provided you.
- To keep you apprised of mortgage/real estate news with our Company’s newsletter.
Wilson Investments Inc ("Network Mortgage") operates networkmortgageonline.com and may operate other websites. It is Network Mortgage's policy to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Network Mortgage collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Network Mortgage's purpose in collecting non-personally identifying information is to better understand how Network Mortgage's visitors use its website. From time to time, Network Mortgage may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Network Mortgage also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on networkmortgageonline.com blogs/sites. Network Mortgage only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Network Mortgage's websites choose to interact with Network Mortgage in ways that require Network Mortgage to gather personally-identifying information. The amount and type of information that Network Mortgage gathers depends on the nature of the interaction. For example, we ask visitors who sign up at networkmortgageonline.com to provide a username and email address. Those who engage in transactions with Network Mortgage are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Network Mortgage collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Network Mortgage. Network Mortgage does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Network Mortgage may collect statistics about the behavior of visitors to its websites. Network Mortgage may display this information publicly or provide it to others. However, Network Mortgage does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Network Mortgage discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Network Mortgage's behalf or to provide services available at Network Mortgage's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Network Mortgage's websites, you consent to the transfer of such information to them. Network Mortgage will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Network Mortgage discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Network Mortgage believes in good faith that disclosure is reasonably necessary to protect the property or rights of Network Mortgage, third parties or the public at large. If you are a registered user of an Network Mortgage website and have supplied your email address, Network Mortgage may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Network Mortgage and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Network Mortgage takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If Network Mortgage, or substantially all of its assets, were acquired, or in the unlikely event that Network Mortgage goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Network Mortgage may continue to use your personal information as set forth in this policy.