We make home loans easier.
We’re not a national corporation, startup company, franchise, or a satellite branch for some big bank. We’re a friendly 28-year-old firm dedicated to helping you find the right home loan.
Four simple steps to buying a home.
01 Preapproval
We review your finances, then provide you with a prequalification letter to present with your offer to the seller.
02 Shopping
You find a home, negotiate a price, and sign a purchase agreement. We can even help you find a real estate agent.
03 Application
We gather the required documents to complete your application. Then we’ll process your mortgage in our Chico, California office.
04 Closing
After the underwriter gives final mortgage approval, you sign your loan documents and move in to your new home.
From start to finish, your loan is in our hands. And you can call us at any time to find out the status of your application.
Network Mortgage makes finding a home loan easy! We have used Network Mortgage twice now and both times they have come through with exceptional, fast service! They are always available, in touch, and make sure we are well informed.
Elizabeth Hiner / Chico, California
Dozens of different loan programs.
Traditional loans
Whatever your goals and circumstances, we offer dozens of traditional home loan products:
- Purchase
- Refinance
- Jumbo loans
- Fixed and adjustable rates
Government loans
Government loans are insured or backed by the federal government. We can help with the following types:
- FHA loans
- FHA Section 203(h)
- USDA loans
- VA loans
Specialty loans
Certain types of mortgages demand a level of experience and expertise that we’re more than qualified to provide:
- Debt consolidation
- Manufactured homes
- Reverse mortgages
- Renovation loans
We have access to dozens of different mortgage programs. If you’re looking for something unusual or hard to find, just let us know and we’ll try to help.
How much house can I afford?
Buying “too much house” can quickly turn your home into a liability instead of an asset. That’s why it’s important to know what you can afford before you start looking at homes with a real estate agent.
Popular mortgage articles.
Refinancing myths
We examine some common mortgage refinancing misconceptions and provide a brief explanation of the reality.
VA loans
The VA home loan program helps servicemembers, veterans, and eligible surviving spouses become homeowners.
Reverse mortgages
If you’re a homeowner age 62 or older, a reverse mortgage can help you access a portion of your home’s equity.
Are you looking for a home loan, or thinking about refinancing? Do you just have a question or comment? Ask us anything. We’d love to hear from you.