We make home loans easier.
If you’re looking for a mortgage, you have lots of choices. We understand that. We’re not a franchise or a satellite branch for some big bank. We’re a friendly 27-year-old firm dedicated to helping you find the right home loan.
Four simple steps to buying a home.
01 Preapproval
We review your finances, then provide you with a prequalification letter to present with your offer to the seller.
02 Shopping
You find a home, negotiate a price, and sign a purchase agreement. We can even help you find a real estate agent.
03 Application
We gather the required documents to complete your application. Then we’ll process your mortgage in our Chico, California office.
04 Closing
After the underwriter gives final mortgage approval, you sign your loan documents and move in to your new home.
Network Mortgage makes finding a home loan easy! We have used Network Mortgage twice now and both times they have come through with exceptional, fast service! They are always available, in touch, and make sure we are well informed.
Elizabeth Hiner
Chico, California
Dozens of different loan programs.
Traditional loans
Whatever your goals and circumstances, we offer dozens of traditional home loan products:
- Purchase
- Refinance
- Jumbo loans
- Fixed and adjustable rates
Government loans
Government loans are insured or backed by the federal government. We can help with the following types:
- FHA loans
- FHA Section 203(h)
- USDA loans
- VA loans
Specialty loans
Certain types of mortgages demand a level of experience and expertise that we’re more than qualified to provide:
- Debt consolidation
- Manufactured homes
- Reverse mortgages
- Renovation loans
How much house can I afford?
Buying “too much house” can quickly turn your home into a liability instead of an asset. That’s why it’s important to know what you can afford before you start looking at homes with a real estate agent.