Home Loan Rate Trends
Mortgage Rates Move Down
As the market reacts to a new administration in Washington and COVID-19 driven economic malaise, mortgage rates continued to decrease this week, just slightly. Even as house prices increase at the fastest rate … Learn more
Primary Mortgage Market Survey® by Freddie Mac
Jan 28, 2021 |
30-Year FRM |
15-Year FRM |
5-Year ARM |
Average Rate % |
2.73 | 2.20 | 2.80 |
Fees and Points % |
0.7 | 0.6 | 0.3 |
Copyright © 2021 Freddie Mac. Average interest rates shown above are for conforming mortgages with a 20% down payment. Fees and points are paid by the borrower. Borrowers may still pay closing costs which are not included in the survey. Definitions
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