Home Loan Rate Trends
Mortgage Rates Tick Up
As Treasury yields have risen, it is putting pressure on mortgage rates to move up. While mortgage rates are expected to increase modestly in 2021, they will remain inarguably low, supporting homebuyer demand … Learn more
Primary Mortgage Market Survey® by Freddie Mac
Jan 14, 2021 |
30-Year FRM |
15-Year FRM |
5-Year ARM |
Average Rate % |
2.79 | 2.23 | 3.12 |
Fees and Points % |
0.7 | 0.7 | 0.4 |
Copyright © 2021 Freddie Mac. Average interest rates shown above are for conforming mortgages with a 20% down payment. Fees and points are paid by the borrower. Borrowers may still pay closing costs which are not included in the survey. Definitions
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