Home Loan Rate Trends
Mortgage Rates Remain Near Record Low Heading Into 2021
All eyes have been on mortgage rates this year, especially the 30-year fixed-rate, which has dropped more than one percentage point over the last twelve months, driving housing market activity in 2020 … Learn more
Primary Mortgage Market Survey® by Freddie Mac
Dec 31, 2020 |
30-Year FRM |
15-Year FRM |
5-Year ARM |
Average Rate % |
2.67 | 2.17 | 2.71 |
Fees and Points % |
0.7 | 0.7 | 0.4 |
Copyright © 2020 Freddie Mac. Average interest rates shown above are for conforming mortgages with a 20% down payment. Fees and points are paid by the borrower. Borrowers may still pay closing costs which are not included in the survey. Definitions
Get a mortgage rate quote
We’d be happy to give you an estimated interest rate quote. Just answer a few simple questions …
