Home Loan Rate Trends
Mortgage Rates Reach Another Record Low
Despite persistently low mortgage rates, home sales have hit a wall. While homebuyer appetite remains robust, the scarce inventory has effectively put a limit on how much higher sales can increase … Learn more
Primary Mortgage Market Survey® by Freddie Mac
Dec 3, 2020 |
30-Year FRM |
15-Year FRM |
5-Year ARM |
Average Rate % |
2.71 | 2.26 | 2.86 |
Fees and Points % |
0.7 | 0.6 | 0.3 |
Copyright © 2020 Freddie Mac. Average interest rates shown above are for conforming mortgages with a 20% down payment. Fees and points are paid by the borrower. Borrowers may still pay closing costs which are not included in the survey. Definitions
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