Home Loan Rate Trends
Mortgage Rates Decrease Slightly
The combination of improved economic data and market sentiment has led to stability in mortgage rates, which have hovered around 3.7 percent for nearly the last two months. The stability is welcome news … Learn more
Primary Mortgage Market Survey® by Freddie Mac
Jan 2, 2020 |
30-Year FRM |
15-Year FRM |
5-Year ARM |
Average Rate % |
3.72 | 3.16 | 3.46 |
Fees and Points % |
0.7 | 0.7 | 0.3 |
Copyright © 2020 Freddie Mac. Average interest rates shown above are for conforming mortgages with a 20% down payment. Fees and points are paid by the borrower. Borrowers may still pay closing costs which are not included in the survey. Definitions
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