Home Loan Rate Trends
Mortgage Rates Generally Hold Steady
Mortgage rates inched up by one basis point this week with the 30-year fixed-rate mortgage averaging 3.65 percent. By all accounts, mortgage rates remain low and, along with a strong job market, are fueling the … Learn more
Primary Mortgage Market Survey® by Freddie Mac
Jan 16, 2020 |
30-Year FRM |
15-Year FRM |
5-Year ARM |
Average Rate % |
3.65 | 3.09 | 3.39 |
Fees and Points % |
0.7 | 0.7 | 0.3 |
Copyright © 2020 Freddie Mac. Average interest rates shown above are for conforming mortgages with a 20% down payment. Fees and points are paid by the borrower. Borrowers may still pay closing costs which are not included in the survey. Definitions
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