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Most recent Pay Stubs
covering a 30 day period
Most recent Bank Statements
covering a 2 month period: all accounts and all
pages please
Most recent Asset
Statement from Retirement (CD, Money Market,
IRA, 401k etc.) all pages
Two most recent years of
W-2 forms (or) 1099 forms
Retirees: Copies of
current Social Security, Pension, etc, letters
If you receive more than
25% of your income from commission or are
self-employed, please provide two years of tax
returns with all schedules.
OTHER:
Information we may have discussed on the phone
that would not be included in the above
documentation.
Residence history:
Landlord, address, telephone number, dates lived
there (24 months)
Employment history:
Company Names, address, telephone number, dates
worked (24 months)
Homeowner's Association:
Contact person, address, telephone (if
applicable)
Homeowners Insurance
agent: Telephone, contact information, policy
information for existing.
Gift Letter: if receiving
gift funds for down payment
Credit Explanation Letter:
(if you are concerned about any credit issues in
your past) Also, proof of collections paid
(if you have them)
Proof of identification:
Drivers License / passport/ ID cards
FOR PURCHASES:
Copy of Offer to Purchase
Contract with all addendums and all signatures.
Contact numbers for Real
Estate agents and or sellers
FHA and VA loans require
additional addendums
VA only: Certificate of
Eligibility and DD214
FOR REFINANCES:
Copy of Note and
Settlement statement from initial closing (if
available0
FHA or VA case number if
refinancing a FHA or VA existing loan
FHA: Proof of Social
Security Number, i.e.: pay stub, W-2, Social
Security Card
VA only: Certificate of
Eligibility and DD214
169 Cohasset Road,
Suite 3 Chico, CA 95926
Office: 530.899.1870 Fax: 530.899.4017 |
